Real Estate Partnership Program

A career opportunity—not a referral arrangement

The central distinction is simple: the Real Estate Partnership Program offers employment with PRMG. A candidate who is selected takes on real responsibilities, completes required training, works under supervision, and is evaluated under the standards of the position.

RESPA prohibits giving or receiving anything of value in exchange for referrals of settlement-service business. The program does not pay someone merely for sending a buyer or loan to PRMG. Any compensation is for bona fide services actually performed as a PRMG employee.

A role matched to licensing and experience

The appropriate path depends on the candidate's background, licensing, goals, and the requirements of the available role. Mortgage Loan Originators must satisfy all applicable licensing requirements before originating. Business development employees may not need an MLO license, but they cannot quote rates, discuss specific loan terms, or perform other licensed origination activity.

PRMG determines eligibility, role structure, duties, licensing, training, and final employment terms through its formal review process. Nothing on this page is an employment offer or a promise of compensation.

Built on PRMG's mortgage infrastructure

Selected employees work within PRMG's established mortgage platform rather than creating an independent mortgage company or informal referral arrangement. PRMG provides the operating framework, training, technology, processing resources, oversight, and compliance expectations associated with the role.

Real estate knowledge and professional relationships can help an employee succeed, but those relationships are not the basis for payment. Performance in the actual position is what matters.

Why financing matters to real estate professionals

Buyers weigh monthly payment, affordability, and confidence that the deal will close. Sellers weigh net proceeds, speed to close, and confidence that the buyer is solid. Financing sits underneath every one of those priorities.

Agents control showings, negotiation, and marketing, but the mortgage approval often decides whether a transaction closes. The program gives qualified professionals a way to take on a genuine mortgage-related role inside a national lender rather than standing outside that part of the process.

A more connected client experience

PRMG lends in 49 states and Washington, D.C. (not New York). Working within that platform can help create a smoother path for clients across purchase, refinance, and investment-property conversations—with each conversation handled by the appropriately licensed person.

An NMLS license is required to discuss specific loan products, rates, or terms. Employees without an MLO license support clients within the limits of their approved role and connect them with licensed PRMG loan originators.

• Purchase: guidance from pre-approval to closing through one established lender
• Refinance: stay connected with clients after closing as their needs change
• Investment property: support clients planning long-term real estate goals

Training, tools, and ongoing support

Selected employees receive onboarding and training on mortgage products, compliance, and the expectations of their role. PRMG provides marketing resources and technology, along with compliance-reviewed content, so employees work within approved materials.

Over time, qualified employees can grow within PRMG—including building teams or expanding into additional locations—subject to PRMG's review, licensing requirements, and standard approval processes.

• Structured onboarding and product and compliance training
• Marketing and technology resources with compliance-reviewed content
• Coaching and guidance from experienced mortgage leaders
• Flexible outside-sales structure designed to fit alongside a real estate practice

What the program is not

It is not a referral-fee arrangement, and it does not pay anyone for sending a client to PRMG. It is not a replacement for your real estate career—many participants continue serving clients as agents. And it does not ask non-licensed employees to quote rates or underwrite loans; licensed activity is handled by properly licensed PRMG staff.

How to explore the opportunity

Start with a confidential conversation with Got Mortgages. We will discuss your current real estate role, whether you are open to W-2 employment, your licensing status, and the time and performance expectations of a genuine PRMG position.

If there appears to be a fit, the next step is PRMG's formal review. Written employment documents—not an informal conversation or this website—govern role duties, licensing requirements, compensation, and final terms.

• Consider whether you want mortgage origination, management, or business-development responsibilities
• Review the licensing and training required for the applicable role
• Understand the supervision, meetings, policies, and performance standards involved
• Evaluate the written employment and compensation terms before making a decision