Are Homes Built in the 70s Good? What Ocean County Homebuyers Should Know
If you’ve been house-hunting around Ocean County, NJ, from Toms River and Brick Township to Point Pleasant and Jackson, you’ve likely noticed plenty of charming homes built in the 1970s. Many of these properties feature large yards, mature trees, and established neighborhoods. But are homes built in the 70s really a good investment in today’s market?
Let’s break down what you need to know before making an offer on a 1970s home in Ocean County.
Why 1970s Homes Are Common in Ocean County
The 1970s were a major growth period across Ocean County. Towns like Toms River, Brick, and Lakewood saw significant suburban expansion as families moved away from the city and toward the Jersey Shore lifestyle. Developers focused on creating family-friendly communities close to beaches, schools, and highways many of which still define the area today.
As a result, homes from the 70s make up a large portion of the housing inventory in neighborhoods such as:
- Silverton and North Dover (Toms River)
- Herbertsville (Brick Township)
- Whiting and Manchester Township
- Bayville and Lacey Township
The Pros of Buying a 1970s Home
- Solid Construction:
Homes from this era were typically built with durable materials, solid framing, brick facades, and hardwood floors were common. - Larger Lots:
Compared to newer developments, many 70s homes in Ocean County have spacious yards and more distance between neighbors. - Mature Neighborhoods:
Streets are lined with established trees and landscaping, and neighborhoods tend to have a stable, community feel. - Affordable Entry Point:
Older homes often cost less per square foot than new construction — leaving room in your budget for updates or renovations.
Things to Watch Out For
While 1970s homes can be great buys, there are a few important considerations:
- Outdated Electrical Systems:
Some homes still have aluminum wiring or older fuse boxes that may need upgrading. - Lead Paint or Asbestos:
Homes built before 1978 may contain lead-based paint or asbestos in insulation or flooring materials. - Aging Roofs, Plumbing, and HVAC:
Even if updated, systems might be nearing the end of their lifespan. Always ask for maintenance records.
Design Limitations:
Expect smaller kitchens, fewer bathrooms, and more compartmentalized layouts, though these can be remodeled.
Why 1970s Homes Can Be a Smart Move in Ocean County
Ocean County’s 1970s homes combine location, space, and character something harder to find in new construction. With the right due diligence and a trusted mortgage professional, buyers can turn a well-built older home into a smart, long-term investment close to the Jersey Shore.
FAQs About Homes Built in the 1970s
Q: Are 1970s homes safe to live in?
A: Yes, as long as they’re properly maintained and updated. Always test for lead paint and asbestos before remodeling.
Q: Do 1970s homes qualify for FHA or conventional loans?
A: Absolutely. As long as the property meets safety and livability standards, most mortgage programs, including FHA, VA, and conventional apply.
Q: Are renovation loans available for older homes?
A: Yes. Ocean County buyers can use FHA 203(k) or Fannie Mae HomeStyle Renovation loans to finance repairs and updates.
Q: How can I tell if a 1970s home has good bones?
A: Look for a solid foundation, minimal cracks, updated systems, and a clean inspection report. Homes from this era were often built to last.
Q: What’s the resale potential for 1970s homes in Ocean County?
A: With upgrades like open layouts, modern kitchens, and energy-efficient features, 1970s homes can appreciate significantly, especially in high-demand areas like Toms River, Brick, and Jackson.
Final Thoughts
Buying a home built in the 1970s in Ocean County can be a smart investment if you know what to look for. These homes often have character, space, and strong foundations the perfect starting point for your dream Jersey Shore home.
If you’re ready to explore mortgage options or want to learn more about financing a home purchase in Ocean County, connect with your local mortgage professional today.
Author: Abdel Khawatmi with PRMG Got Mortgages